bike TRIP travel insurance
TRAVEL & MEDICAL insurance
MANDATORY ON BIG MOUNTAIN BIKE ADVENTURES TRIPS
Travel & Medical Insurance is mandatory on our trips. We recommend investing in the most comprehensive travel and medical package available. As this is an active holiday, it only takes a minor injury or illness to disrupt your trip. Purchase insurance once your deposit is paid, the trip is confirmed and your flights are booked.
We adhere strictly to our cancelation policy so please read it carefully.
Medical & Travel Insurance tips:
· Confirm that Mountain Biking activity is covered with their policy, or road cycling if this is the trip that you’ve registered for.
· Confirm that the policy includes Emergency air evacuation in case you’re injured in a remote region and require helicopter evacuation. *This is very important on our mountain bike trips.
· Confirm that your medical bills will be reimbursed as well as costs incurred for travel changes in the event of early return home.
· Confirm that your land and flight costs will be reimbursed in the event of the unexpected injury, illness or personal emergency before you depart.
· Confirm that the policy covers lost or damaged baggage & personal effects, including bikes if possible.
· Confirm that the policy covers baggage delay reimbursement and/or delay in your trip to recover expenses if the trip is interrupted/delayed or you miss a flight connection.
· Confirm if the policy pays medical expenses upfront or if they reimburse after returning home/submitting a claim. Paying upfront is best as medical bills abroad can be expensive and "reimbursement type plans" might mean you can’t leave the facility or country until the bill is paid.
· Confirm that the policy covers pre-existing conditions, as required.
On trip, riders must have a credit card, insurance contact number & policy number and a passport with them in case of emergency. Please upload these to your Client Terminal before the trip starts.